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Frequently Asked Questions

Can I pay my loan off early?

Yes, when you pay a Sherman Oaks Best Car Title Loans loan off early you save even more money! If you take a loan out for 12 months, but pay it off in the 7th month, you save the interest payments for the remaining five months. This means you are never charged for more than the actual number of months your loan is outstanding.

Does credit history matter?

Car title loans depend more on the value and quality of your vehicle. We use the vehicle title as collateral but with our superior lending network, we can help you find a lender willing to help, regardless of what your credit history may look like.

How & when do I get the funds from my loan?

We can provide your funds in two ways: (1) direct deposit or (2) you can pick a check up at our office. Funds are available the same business day the contract is signed, provided the electronic signature occurs during those business hours.

What is required to apply for a car title loan?

  • Auto title (free and clear of any liens)
  • Drivers License
  • Vehicle Registration
  • Proof of Insurance
  • Proof of Residency
  • Proof of Income
  • Must be at least 18 years of age

Call us if you have any other questions about important needed documents.

How do I qualify?

  • Vehicle needs to have a wholesale value of $2500.00.
  • Vehicle cannot be over 10 years old.
  • Loan applicant must be at least 18 years of age.

How long does the loan take to pay off?

At minimum payments, you could be given up to 36 months to pay it off in full. However, you are welcome to pay the loan off early without penalty.

Do I need to be employed?

No, but you will need proof of income. Whether it is from an employer, disability, retirement, etc. We do require a minimum income of $1200 per month.

What if I have an existing loan?

We may be able to refinance the existing loan into the new loan. Contact us at (818) 208-5819 to find out more.

Can I continue to drive my car?

Yes! We only hold the title of your vehicle. This is what we use as collateral, so you can continue to drive your car.

Do you serve other locations?

Yes, we also serve other cities such as Fresno and states such as Arizona.